Employee Loans
Tailored to your unique situation
CreditWise Employee Loan is granted to salary earners in the employ of either a private or public organization with repayment usually made monthly on the back of Salary deductions until loan is fully repaid.
For employed Nigeria workers on payroll deductible basis. We partner with employers to offer employees salary loans and other financial wellness benefits designed to improve their financial well being, improve their credit score and move from debt into savings
- Borrow from N5000 – N5,000,000.
- Revolving credit facility with equal monthly repayment between 1 to 12 months.
- Fixed interest rate.
- Easy approval.
- Instant access to your money.
- No waiting periods.
- Hassle-free application processes and quick approval times.
- Advanced support for you to manage your loan more easily.
- Credit life insurance cover against death and permanent disability is available.
We offer a variety of loans
Choose a loan type below to learn more
Employee Loan is granted to salary earners in the employ of either a private or public organization with repayment usually made monthly.
A loan product targeted at business women
CreditWise invoice discounting enables your business to gain instant access to cash tied up in unpaid invoices and tap into the value of your sales ledger
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Instant loan product for individuals with confirmed employment status
Local Purchase Order is a short-term loan for business contractors that lack the cash flow required to complete a customer order
A loan facility for financing a company’s everyday operations. (READ MORE)
CreditWise Loans
Understand Your Cost
Whether you’re looking for a N5,000 loan, a N500,000 loan or a N5,000,000 loan, one of the most important things you will need to consider is the potential interest rate you could pay over the duration of the loan period. Loan interest rates can vary depending on the amount you borrow and the loan term can also impact the loan rate you may be offered.
Use our loan calculator to see how much your repayments are likely to be on the amount you would like to borrow.