Employee Loans

CreditWise Employee Loan is granted to salary earners in the employ of either a private or public organization with repayment usually made monthly on the back of Salary deductions until the loan is fully repaid. For employed Nigerian workers on a payroll deductible basis. We partner with employers to offer employees salary loans and other financial wellness benefits designed to improve their financial well-being, improve their credit score and move them from debt into savings.

  • Borrow from N50000 – N5,000,000*
  • Revolving credit facility with equal monthly repayment between 1 to 12 months
  • Fixed interest rate
  • Easy approval
  • Instant access to your money
  • No waiting periods
  • Hassle-free application processes and quick approval times
  • Advanced support for you to manage your loan more easily
  • Credit life insurance cover against death and permanent disability is available

REQUIREMENTS

  • previous 6 months’ bank statement
  • Employment letter, Confirmation letter or promotion letter
  • Work ID
  • Any government-issued ID (Int’l passport, National ID, Driver’s license, or voter’s card)
  • A recent Utility bill
  • A recent photograph

APPLY HERE

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